MobileMoney Ltd, the fintech subsidiary of MTN Ghana, is set to host its Annual Fintech Stakeholder Forum on Wednesday, 15th October 2025, in Accra.

The event, now regarded as one of Ghana’s most influential fintech gatherings, will be held under the theme “Harnessing Ghana’s Fintech Potential: Regulatory Frameworks for Digital Credit and Digital Assets.”

The 2025 edition promises to be particularly insightful, bringing together experts, policymakers, and innovators from the financial, regulatory, and technology sectors to deliberate on Ghana’s evolving fintech landscape.

This year’s forum is being organized in strategic partnership with two of Ghana’s leading research institutions — the Institute of Statistical, Social and Economic Research (ISSER) and the IMANI Centre for Policy and Education (IMANI Africa). Both institutions are set to present research findings on Ghana’s readiness for the emerging digital credit and digital asset guidelines, a subject that has gained national attention following the Bank of Ghana’s (BoG) efforts to strengthen the country’s digital finance ecosystem.

The research presentations are expected to provide valuable data and analysis that will shape ongoing policy discussions on how Ghana can effectively regulate and harness the benefits of digital financial innovations. With the rapid rise of mobile lending, cryptocurrency adoption, and virtual asset platforms, the findings from IMANI and ISSER will be crucial in helping regulators and industry players strike a balance between innovation and consumer protection.

Distinguished Panel of Experts

The forum’s central discussion will feature an expert panel that embodies the diversity and dynamism of Ghana’s fintech landscape. The panel includes Mr. Selorm Branttie, Vice President of IMANI Africa; Professor Peter Quartey, Director of ISSER; Clara B. Arthur, Chief Executive Officer of GHIPSS; Ethel Cofie, CEO of EDEL Technologies; and Sylvia Otuo Acheampong, Chief Products and Services Officer of MobileMoney Ltd.

Their dialogue will explore key issues such as digital lending models, consumer data protection, interoperability, and the implications of digital asset adoption for Ghana’s financial system. Mrs. Matilda Asante, Second Deputy Governor of the Bank of Ghana, will serve as the Guest Speaker, offering the regulator’s perspective on the future of digital financial services and the central bank’s role in fostering a secure and innovative environment for fintech growth.

Ahead of the event, Shaibu Haruna, Chief Executive Officer of MobileMoney Ltd, emphasized the importance of dialogue and collaboration among stakeholders. “The fintech space is evolving rapidly, and innovation must be balanced with strong regulatory frameworks that safeguard consumers and drive growth,” he said.

“This year’s forum will provide an opportunity to share ideas, exchange knowledge, and strengthen partnerships that move Ghana’s digital financial ecosystem forward.”
Shaibu Haruna

Mr. Haruna’s comments reflect MobileMoney Ltd’s commitment to building a fintech ecosystem rooted in transparency, consumer trust, and sustainable growth. Over the years, MTN MoMo has been a key driver of financial inclusion in Ghana, extending digital payment services to millions of users and fostering innovation across sectors such as e-commerce, agriculture, and remittances.

A Platform for Policy Dialogue and Industry Innovation

The Fintech Stakeholder Forum has evolved into a flagship platform for dialogue between MobileMoney Ltd, regulators, policymakers, and ecosystem partners. It provides a rare opportunity for stakeholders to collectively examine the opportunities and risks emerging from Ghana’s digital finance revolution.

Discussions are expected to center on mobile lending, digital asset innovation, and the policies required to promote responsible growth. The event will also highlight the need for consumer education and protection, particularly as more Ghanaians engage with digital credit and virtual asset platforms.

Experts say the insights from the forum could directly influence how Ghana’s digital asset and credit guidelines are finalized, ensuring they align with global best practices while addressing local realities such as financial literacy gaps and cybersecurity risks.

Since its inception, the MobileMoney Ltd Fintech Stakeholder Forum has established itself as a thought-leadership hub, influencing national conversations on financial inclusion, interoperability, and digital transformation. Past editions have paved the way for critical policy reforms and technological innovations that have enhanced mobile payments and expanded access to digital financial services nationwide.

As Ghana continues its transition toward a cash-lite economy, the 2025 forum is expected to play a pivotal role in charting the next phase of growth for the country’s fintech sector. By merging research insights, regulatory perspectives, and industry innovation, the event aims to ensure that Ghana’s digital finance revolution remains inclusive, secure, and sustainable.