Access Bank Ghana Plc has strengthened its position as one of Ghana’s leading financial institutions after being named Best Bank for SMEs at the prestigious Euromoney Awards for Excellence 2026.
The bank also secured the coveted Best Bank for Consumer Lending award, marking a remarkable double victory that highlights its growing influence in Ghana’s banking sector.
The international recognition places Access Bank Ghana among the continent’s top performing financial institutions and underscores its unwavering commitment to empowering businesses, supporting individuals and driving economic growth through innovative financial solutions.
The dual honours formed part of an impressive haul of 16 awards won by the Access Bank Group across its African operations, further cementing the Group’s reputation as one of Africa’s most customer focused banking institutions.
Global recognition for customer driven banking
For more than three decades, the Euromoney Awards for Excellence have remained one of the banking industry’s most respected honours. The awards celebrate institutions that demonstrate excellence in leadership, governance, innovation, customer service, strategic execution and long term value creation.
Winning the Best Bank for SMEs award is particularly significant at a time when small and medium sized enterprises continue to play a vital role in Ghana’s economy. SMEs account for a substantial share of employment and business activity, making access to finance and business support critical to their success.
Access Bank Ghana’s recognition reflects years of investment in products and services specifically designed to address the unique challenges faced by entrepreneurs and growing businesses.
Supporting businesses beyond financing
While access to credit remains essential for business expansion, Access Bank Ghana has adopted a broader strategy that extends well beyond lending.
The bank has built a robust SME ecosystem through strategic collaborations with organisations including the International Finance Corporation (IFC), DHL Group, Deloitte Ghana and Birmingham City University.
These partnerships offer entrepreneurs much more than funding. Business owners gain access to advisory services, international trade opportunities, business development programmes, capacity building initiatives and valuable global networks that help them compete in increasingly demanding markets.
This integrated approach has positioned Access Bank Ghana as a trusted partner for businesses seeking sustainable growth rather than simply a source of financing.
Innovative products transforming lives
The bank has continued expanding access to finance through an extensive range of consumer and business lending solutions.
Its flagship products include Pick Now Pay Later, Pay Day Loan, Retail Personal Loan, Fly Now Pay Later, Mortgage Facility, Auto Loan and tailored SME financing packages.
These solutions are designed to meet the everyday financial needs of customers while making credit more accessible for individuals, families and businesses across Ghana.
Whether helping a young professional purchase a first vehicle, supporting a family through an important life milestone or providing entrepreneurs with capital to expand operations, Access Bank Ghana continues to focus on practical financial solutions that create real impact.
The institution believes banking extends beyond transactions and financial products. Its objective is to empower customers to achieve their personal and business ambitions.
Board celebrates milestone achievement
Reacting to the recognition, Board Chair of Access Bank (Ghana) Plc, Ama Bawuah, described the awards as a reflection of the bank’s unwavering commitment to customers and stakeholders.
She stated, “These awards reflect our unwavering commitment to the customers and businesses we exist to serve. As a Board, we have remained focused on building a strong, well-governed institution that creates sustainable value for all our stakeholders.”
“We are proud that this recognition affirms not only our strategic direction but also our commitment to supporting Ghanaian families, entrepreneurs and businesses as they pursue their ambitions and contribute to national development.”
Ama Bawuah
Her remarks highlight the bank’s emphasis on responsible governance and sustainable growth while maintaining a strong customer focus.
Customers remain at the centre
Managing Director of Access Bank (Ghana) Plc, Ms Pearl Nkrumah, said the awards represent much more than corporate success.
According to her, “Everything we do begins with our customers. Every solution we design, every product we introduce, and every innovation we pursue is driven by one purpose: helping our customers thrive.”
“Being recognised as Best Bank for Consumer Lending and Best Bank for SMEs is a powerful validation of that commitment and reflects our determination to empower individuals, support businesses, and create opportunities that contribute to Ghana’s economic growth.”
Ms Pearl Nkrumah
Expressing appreciation, she said, “We are honoured by this recognition from Euromoney and deeply grateful to our customers for their trust, our partners for their collaboration, and our dedicated colleagues, whose passion, commitment, and unwavering focus on our customers make achievements like this possible.”
Building the future of Ghana’s banking industry
The latest honours reinforce Access Bank Ghana’s growing reputation as a financial institution committed to innovation, customer satisfaction and sustainable development.
Across Africa, the Access Bank Group’s Euromoney Awards recognised excellence in customer experience, SME banking, sustainable finance, digital banking, corporate responsibility and market leadership.
For Access Bank Ghana, however, the awards represent more than a celebration of past achievements. They provide fresh momentum for the bank to continue introducing innovative financial solutions that respond to the evolving needs of customers and businesses.
As Ghana’s economy continues to expand and entrepreneurs seek new opportunities for growth, Access Bank Ghana appears determined to remain a trusted financial partner, delivering products, expertise and support that help customers transform ambitions into reality.
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