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Ghana Card to Revolutionize Payments, Services

Lilian Ahedorby Lilian Ahedor
February 6, 2025
Reading Time: 5 mins read
Ghana Card affects fraudulent actions

NIA; Ghana Card

Wisdom Yayra Koku Deku, the Acting CEO of the National Identification Authority (NIA) and a prominent supporter of the National Democratic Congress (NDC), has painted a bold vision for the future of the Ghana Card. 

As the country increasingly embraces digital solutions, Deku envisions a Ghana where the Ghana Card becomes more than just an identification document—it evolves into a powerful tool that streamlines daily activities and government services for citizens.

Accordingly, Deku introduced an innovative perspective on how the Ghana Card could redefine the way Ghanaians interact with financial institutions, government agencies, and everyday services. 

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“Imagine linking your Ghana Card to your MoMo and bank accounts so you can pay for goods and services without knowing the vendor’s phone number or MoMo details”. 

Wisdom Yayra Koku Deku

This futuristic concept aims to simplify financial transactions, allowing individuals to make payments swiftly without the hassle of searching for payment details or remembering numbers.

With digital payment systems becoming increasingly integrated into daily life, the Ghana Card is positioned to lead the charge in ensuring financial inclusion and accessibility. 

By linking personal accounts to the Ghana Card, citizens would no longer have to rely on remembering multiple details or risk missing out on a purchase because of incorrect information.

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However, Deku’s forward-thinking ideas don’t stop there. One of the key elements he emphasized was the card’s ability to serve as a comprehensive identification tool, even in situations of loss. 

“Imagine your card goes missing, but you simply walk into a booth, pay, provide your fingerprint, and your replacement card is printed on the spot without having to visit the NIA office and wait in a long queue.” 

Wisdom Yayra Koku Deku
Wisdom Yayra Koku Deku Ag. CEO, NIA Ghana Card
Wisdom Yayra Koku Deku Ag. CEO, NIA

This vision introduces a much-needed solution to the inconvenience of card replacement, making the process faster and more accessible to the general public.

Moreover, Deku highlighted how the Ghana Card could eliminate the need for additional identification cards altogether. 

He explained that the Ghana Card could also be used as a driver’s license, removing the need to visit the DVLA for fingerprinting. 

By simply presenting the card, the integrated system would take care of the rest. 

This innovation would simplify identification processes, reduce administrative workload at the Driver and Vehicle Licensing Authority (DVLA), and promote greater efficiency with less paperwork.

Streamlining Government Services with the Ghana Card

Furthermore, Wisdom Yayra Koku Deku highlighted the Ghana Card’s potential to facilitate access to essential government services. 

One such example, he indicated, is its use as a digital tool for applying for passports.

According to Yayra Koku, instead of the traditional, cumbersome process, individuals could apply for their passport from the comfort of their homes using the Ghana Card. 

He pointed out that Ghanaians would then have the option to either collect the passport in person or have it delivered via Ghana Post. 

This feature would significantly streamline the passport application process, enhancing accessibility for Ghanaians across the country.

ghana passport
ghana-passport

“Envision booking your Ghana Card appointment online, bypassing long queues, and completing the process from the comfort of your home. Submit your details, schedule an interview (online or in-person), and walk into any NIA office post-appointment for fingerprinting.” 

Wisdom Yayra Koku Deku

According to him, this feature would make it easier for people to manage their time and avoid the frustration of standing in long lines at NIA offices, particularly for those with busy schedules.

Further expanding on the possibilities, Deku described how the Ghana Card could be linked to other everyday services, such as toll booths. 

The integrated system could allow for seamless payments as individuals pass through toll booths on highways, reducing delays and increasing the convenience of travel across the country.

Additionally, Deku pointed out the importance of improving accessibility to NIA services, especially for working individuals who cannot visit during regular working hours. 

“What about accessing NIA services after 5 pm to cater for those who work from 8 to 5 pm?” he asked, proposing extended hours to accommodate more people who may not be able to attend during the day.

These ideas illustrate the NIA’s long-term commitment to improving convenience and efficiency through the Ghana Card. 

The NIA is actively collaborating with partners and stakeholders to bring these ambitious plans to life.

Accordingly, Deku emphasized that the collaboration would be pivotal in creating a smarter, more convenient Ghana for all citizens.

As the NIA’s vision comes to life, it is evident that the Ghana Card will be pivotal in Ghana’s shift towards a more digitalized and efficient future. 

Deku expressed optimism about this transformative journey, emphasizing that the NIA, in collaboration with its partners and stakeholders, aims to create a smarter and more convenient Ghana. 

This vision promises a future of enhanced accessibility and streamlined services for the nation.

While these developments are exciting, the road to implementation requires widespread support and collective effort. 

Deku urged Ghanaians to unite in shaping the future of the country, emphasizing that exciting times lie ahead while he called for collective efforts to build the Ghana everyone desires.

As the Ghana Card continues to evolve into a multifaceted tool for progress, the possibilities for innovation and improvement in Ghana’s public service sector are limitless. 

By integrating digital solutions into everyday life, the country stands poised for a future of increased efficiency and ease.

READ ALSO: Malawi to Withdraw Troops from DRC Conflict

Tags: Digital PaymentGhana cardGovernment ReformNational Identification AuthorityPublic service
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