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in Banking

UBA Business Series Champions Gender Parity and Female Empowerment

M.Cby M.C
March 17, 2025
Reading Time: 4 mins read
UBA Business Series Champions Gender Parity and Female Empowerment

As part of the 2025 International Women’s Month celebrations, Africa’s Global Bank, United Bank for Africa (UBA) Plc, hosted the quarterly edition of its Business Series event, highlighting the achievements of trailblazing female leaders across various industries.

The hybrid event, held at the Tony Elumelu Amphitheatre in UBA House, reinforced the bank’s commitment to gender parity, empowerment, and the creation of lasting opportunities for women in business and professional spaces.

The discussion featured an esteemed panel of accomplished women, including the Founder and CEO of Shule Direct, Faraja Kotta Nyalandu; Former Attorney General and Board Chairman of Africa Prudential Plc, Chief (Mrs.) Eniola Fadayomi; award-winning actor and entrepreneur, Nancy Isime; and Managing Director of BOI Investment and Trust Company Limited, Flora Fabyan.

Each panelist shared deep insights into overcoming barriers, navigating career challenges, and fostering financial and professional independence. The conversation underscored the pressing need for systemic transformation, inclusive opportunities, and unwavering support for women striving to leave a mark in their respective fields.

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Empowering Women to Shape the Future

Speaking on the importance of education and opportunity, Faraja Kotta Nyalandu highlighted the transformative power of women in society. She emphasized that investing in a woman has a multiplier effect, benefiting not just individuals but entire communities.

“The hand that rocks the cradle is the hand that rules the world. Empowering a woman has a ripple effect; on her household, her family’s health, and the community. My call today is for everyone to believe in the opportunity to transform a girl or woman’s life by enabling them to unleash their potential through education, learning, and opportunities. Give us the platform and space. If you don’t, women will strive to take it.”

Faraja Kotta Nyalandu

Her remarks reinforced the notion that women, when given the right tools and opportunities, have the potential to drive remarkable economic and social progress.

Chief Eniola Fadayomi shared her experience as a woman in the legal profession and public service, detailing the additional challenges she faced in an industry historically dominated by men.

“Being a woman in the legal space at that time was challenging. Every day as an Attorney General was a battle, and being a woman made it even harder. You have to prove yourself twice as hard as a man. When you’re collaborative, they say you’re weak. When you’re assertive, they say you’re too aggressive, so I believe that women should capitalise on some advantages that have been ingrained in them over time to be successful in their fields.”

Faraja Kotta Nyalandu

Her reflections shed light on the persistent biases women encounter in leadership roles, where they must strike a balance between assertiveness and collaboration to be taken seriously.

The Power of Financial Independence

Award-winning actor and entrepreneur Nancy Isime stressed the significance of financial literacy and independence for women. She urged women to take control of their financial futures by making informed investment and career decisions.

“Financial independence is crucial. Your life choices, especially those of you partner with, are critical to building financial stability and generational wealth. Budgeting, investing wisely, and educating yourself are key steps.”

Faraja Kotta Nyalandu

Her advice resonated with many aspiring and established female entrepreneurs, reinforcing the importance of financial security in achieving long-term success.

Chief Flora Fabyan addressed the often-overlooked challenge of balancing career and family life, highlighting the resilience of women who juggle multiple roles.

“Women are naturally trained to juggle multiple roles. Managing home and work requires being present and making decisions that benefit both spheres. Over the years, you learn to juggle these responsibilities effectively.”

Faraja Kotta Nyalandu

Her perspective reinforced the need for greater workplace policies that support work-life balance, ensuring that women do not have to sacrifice their professional ambitions for personal commitments.

The event also highlighted UBA’s dedication to fostering a culture of inclusivity and gender equality. Speaking on the significance of the Business Series, UBA’s Group Head, Marketing and Corporate Communication, Alero Ladipo, commended the bank’s efforts in championing diversity.

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“At UBA, we recognise the vital role women play in shaping economies, businesses, and families. This event underscores our unwavering commitment to promoting gender equality and empowering women at every level. We believe that when women thrive, businesses, communities, and even the nations prosper. Today’s discussion serves as a powerful reminder that while progress has been made, there is still much work to do – and UBA remains dedicated to accelerating that progress.”

Faraja Kotta Nyalandu

As one of Africa’s largest financial institutions, UBA continues to lead in financial inclusion and technological innovation. With a workforce of 25,000 employees and over 45 million customers globally, the bank operates in 20 African countries, as well as in the United Kingdom, the United States of America, France, and the United Arab Emirates.

By fostering conversations that spotlight the challenges and successes of women in business, UBA reinforces its commitment to creating equitable opportunities, ensuring that women have access to the resources needed to build lasting legacies.

READ ALSO: 91-Day T-bill Rate Falls to 15.85% as Demand for Short-term Securities Weakens

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Tags: 2025 International Women’s MonthAfrica’s Global BankFaraja Kotta Nyalandugender parityUnited Bank for Africa (UBA) PlcWomen
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United Bank for Africa Posts Industry’s Lowest Bad Loan Ratio United Bank for Africa Ghana has delivered one of the most remarkable performances in Ghana’s banking industry, emerging with the lowest non-performing loan ratio in the sector and setting a new benchmark for prudent lending, asset quality, and corporate discipline. At a time when banks across emerging markets continue to battle rising credit risks, economic uncertainty, and pressure on asset quality, UBA Ghana’s latest financial performance has become a standout success story. The bank’s Non-Performing Loan ratio, which stood at 29.40 percent in 2021, has dropped sharply to an impressive 2.11 percent in 2025. This exceptional improvement places the bank well ahead of regulatory expectations and significantly below the target set by the Bank of Ghana, which requires banks to maintain bad loan ratios below 10 percent by June 2026. The numbers tell a powerful story of strategic execution, disciplined lending, and a leadership team committed to sustainable growth. Bad Loans Fall Dramatically The bank’s total non-performing loans have also seen a dramatic reduction over the four-year period. From GH¢334 million recorded in 2021, the figure has now dropped to just GH¢28 million in 2025. Industry analysts say this sharp decline reflects a deliberate and aggressive approach to loan portfolio management, one that prioritizes risk identification, credit discipline, and rapid intervention. For many financial observers, this is not merely a statistical improvement. It is evidence of a bank that has transformed its internal credit systems and strengthened its ability to manage lending risk in a highly competitive market. UBA Ghana’s performance is being viewed as a model for other financial institutions seeking to improve balance sheet quality while still expanding lending activities. Strong Risk Culture Drives Results According to Kenneth Amponsah, the achievement did not happen overnight. He explained that the bank adopted a consistent and structured approach to managing credit risk across every stage of the lending cycle. He noted that the improvement in the bank’s loan quality was the result of stronger lending standards, improved loan screening procedures, tighter monitoring systems, and faster recovery mechanisms. The bank’s risk management strategy focuses on ensuring quality at the point of loan origination while maintaining strict oversight throughout the life of each facility. This includes strategic portfolio planning, efficient approval processes, proper documentation, collateral verification, real-time account monitoring, and proactive loan recovery. Banking experts say such a full-cycle approach is critical in today’s economic environment, where loan defaults can quickly erode capital and investor confidence. Recovery Efforts Yield Strong Returns One of the strongest drivers behind the bank’s improved asset quality has been its recovery operations. UBA Ghana has significantly strengthened its debt recovery framework, resulting in consistent gains over the years. In 2025 alone, loan recoveries reached an impressive GH¢168 million, highlighting the effectiveness of the bank’s recovery teams and internal enforcement systems. This strong recovery performance has helped the bank clean up its balance sheet while improving liquidity and strengthening capital resilience. Analysts believe the recovery figures also demonstrate the bank’s ability to engage customers proactively while maintaining professional relationships and ensuring compliance. Leadership Applauds Team Performance Commenting on the achievement, Bernard Gyebi praised the collective effort of the bank’s staff, management, and board. He said the milestone reflects the dedication and discipline of Relationship Managers, Risk teams, Executive Management, and Board members who have all contributed to building a resilient institution. According to him, UBA Ghana remains focused on balancing business growth with sound risk management practices. He emphasized that the bank is intentional about creating long-term value for shareholders, customers, and regulators while maintaining high standards of governance and accountability. His remarks underline the bank’s broader strategy of building a strong institution capable of supporting businesses and contributing to national economic growth. Setting the Pace for Ghana’s Banking Sector Industry observers believe UBA Ghana’s latest achievement reflects broader improvements within Ghana’s banking sector, which has undergone major reforms in recent years. However, they note that UBA Ghana’s performance stands out because of the speed, consistency, and scale of its transformation. By bringing its bad loan ratio down to just 2.11 percent, the bank has positioned itself as one of the safest and most disciplined lenders in the market. As competition intensifies and regulatory standards become stricter, UBA Ghana’s performance could serve as a benchmark for banks seeking to combine profitability with responsible lending. With strong governance, effective execution, and a clear commitment to excellence, UBA Ghana appears firmly positioned to sustain its leadership in Ghana’s evolving financial sector. READ ALSO: Tema Manhean Facility To Halt Fisheries Value Leakage United Bank for Africa Posts Industry’s Lowest Bad Loan Ratio
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