Ghana’s financial sector is taking another major step into the digital age as One Africa Securities Limited secures admission into both the Bank of Ghana (BoG) and Securities and Exchange Commission (SEC) regulatory sandboxes.
The development positions the investment firm at the centre of Ghana’s emerging virtual asset and tokenisation ecosystem, as regulators and financial institutions explore how technology can transform access to investment products while maintaining investor protection and market stability.
One Africa Securities was recently admitted to the SEC Ghana’s Virtual Asset Sandbox, following its earlier admission to the BoG Regulatory Sandbox in January 2026.
The dual participation gives the company an opportunity to test innovative financial solutions under controlled regulatory conditions while contributing practical insights to the development of Ghana’s evolving virtual asset framework.
A Double Regulatory Breakthrough
The latest SEC admission allows One Africa Securities to explore asset tokenisation and bonds within a controlled regulatory environment.
Its earlier participation in the BoG Regulatory Sandbox also gives the company an avenue to explore the tokenisation of treasury bills, bonds and commodities.
One Africa Securities was among six entities admitted to the BoG programme in January 2026. The initiative is designed to help participating institutions test emerging financial technologies while regulators gather market intelligence needed to develop appropriate rules for virtual assets.
The combination of the two sandbox admissions could therefore prove significant for Ghana’s financial markets.
It places One Africa Securities in a unique position to work alongside both major financial regulators as Ghana develops frameworks governing the exchange, custody, administration and issuance of virtual assets.
Edward Illiasu, Group Head of Fixed Income and Director at One Africa Securities Limited, described the development as a major milestone for the company.
“This is an important milestone for One Africa Securities Limited and reflects our commitment to responsible financial innovation,” said Edward Illiasu, Group Head of Fixed Income and Director, One Africa Securities Limited.
“Our participation in these regulatory sandboxes allows us to explore how technology can enhance financial markets while ensuring that innovation develops alongside regulation, trust and investor protection.”
Edward Illiasu
Tokenisation Could Transform Investment Access
At the heart of One Africa Securities’ strategy is tokenisation, a technology that could significantly alter how financial assets are issued, administered and accessed.
Tokenization involves creating digital representations of real-world assets on blockchain or similar digital infrastructure. For financial markets, the technology could potentially reduce administrative friction, improve transparency and create new channels through which investors can access traditional assets.
For Ghana, the potential implications are considerable.
Treasury bills, bonds and commodities are already important components of the country’s investment ecosystem. Bringing these products into digital environments could make investing more convenient and potentially broaden participation among individuals who face traditional barriers to accessing financial markets.
The global financial industry is also racing to explore the possibilities created by tokenised assets.
J.P. Morgan, through its Kinexys platform, has developed infrastructure supporting tokenised assets, while BlackRock has expanded its participation in tokenised investment products and blockchain-enabled financial infrastructure.
One Africa Securities appears determined to position Ghana within this rapidly developing global trend.
Innovation With Regulation at the Centre
While digital assets have attracted enormous attention globally, One Africa Securities is emphasising a measured approach that puts regulation and investor protection at the heart of its strategy.
Norbert Dziwornu, Group Head of Innovation at One Africa Markets, said technology must be tied to genuine market needs rather than innovation for its own sake.
“Technology should ultimately solve a real problem,” said Norbert Dziwornu, Group Head of Innovation, One Africa Markets.
“For us, that means reducing friction, improving the investment experience and enabling more people to participate in financial markets. We are starting from Ghana, but we are building with the wider African opportunity in mind. Our approach is to innovate alongside regulation, not ahead of it.”
Norbert Dziwornu
That approach could become increasingly important as Ghana seeks to balance technological advancement with financial stability, consumer protection and market integrity.
The regulatory sandbox model allows such innovations to be tested under supervision before potentially being introduced on a wider scale.
ChainOA Set to Raise the Stakes
One Africa Securities’ sandbox participation is only part of its broader digital investment ambitions.
The company is preparing to launch ChainOA, short for Chain One Africa, a digital investment platform designed to simplify access to real-world investment opportunities.
The platform is expected to allow users to access Treasury bills, bonds and commodities through a digital experience built around accessible investment amounts.
With its launch across major app stores expected in September, ChainOA could become a major component of One Africa Securities’ strategy to expand investment participation beyond traditional channels.
The company says its ambition extends beyond Ghana, with the platform being developed with a wider African market in mind.
Ghana Could Become a Digital Investment Hub
The convergence of regulatory experimentation, tokenisation and digital investment platforms could signal a new chapter for Ghana’s capital markets.
One Africa Securities’ participation in both the BoG and SEC sandboxes gives it a front-row position as policymakers assess how virtual assets can be integrated responsibly into the financial system.
If successful, the company’s initiatives could help reduce barriers to investment, improve access to financial products and encourage greater participation in Ghana’s capital markets.
The stakes are therefore high.
As regulators continue shaping the rules and companies test new technologies, Ghana’s financial sector is increasingly moving toward a future where investing could become faster, more digital and more accessible.
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