• About
  • Advertise
  • Privacy Policy
  • Contact
Wednesday, May 13, 2026
  • Login
The Vaultz News
  • Top Stories
  • News
    • General News
    • Education
    • Health
    • Opinions
  • Economics
    • Economy
    • Finance
      • Banking
      • Insurance
      • Pension
    • Securities/Markets
  • Business
    • Agribusiness
    • Vaultz Business
    • Extractives/Energy
    • Real Estate
  • World
    • Africa
    • America
    • Europe
    • UK
    • USA
    • Asia
    • Around the Globe
  • Innovation
    • Technology
    • Wheels
  • Entertainment
  • 20MOBPL2DNew
  • Jobs & Scholarships
    • Job Vacancies
    • Scholarships
No Result
View All Result
The Vaultz News
  • Top Stories
  • News
    • General News
    • Education
    • Health
    • Opinions
  • Economics
    • Economy
    • Finance
      • Banking
      • Insurance
      • Pension
    • Securities/Markets
  • Business
    • Agribusiness
    • Vaultz Business
    • Extractives/Energy
    • Real Estate
  • World
    • Africa
    • America
    • Europe
    • UK
    • USA
    • Asia
    • Around the Globe
  • Innovation
    • Technology
    • Wheels
  • Entertainment
  • 20MOBPL2DNew
  • Jobs & Scholarships
    • Job Vacancies
    • Scholarships
No Result
View All Result
The Vaultz News
No Result
View All Result
in General News

Inclusive Finance for Northern Agric Business Women and Impact Investment Forum 

M.Cby M.C
August 23, 2024
Reading Time: 4 mins read
AbibataStephens

Women-led agribusiness owners from the Upper West, Savannah, and Northern regions of Ghana gathered to engage with investors, development partners, and other stakeholders to explore ways to grow their businesses. 

The event was organized by the Growth 2 Project, which aims to support women in the agribusiness sector. According to Francis Esuman, Country Project Manager for the Growth 2 Project;

“Most of the women in the agribusiness sector face challenges, with the topmost being finance. We work with women agribusinesses, and we realized that over time, as we work on the project, the women agribusinesses that we are working with face a lot of challenges. One of the major challenges that they face is access to finance.”

Mr. Francis Esuman

Dr. Richard Yemuwa, Senior Lecturer at the Department of Agriculture, Faculty of Agriculture, Food and Consumer Science, emphasized the importance of collaboration for sustainability. 

“The collaboration is very important for the sustainability of the gains made. Good projects come to an end after a few years, but this kind of interaction, and networking must continue and for sustainability, UDS will carry it off.”

Dr. Richard Yemuwa Senior Lecturer

Meanwhile, Agribusiness owners shared their expectations from the event and how excited they are looking at the impact of the forum on them.

ADVERTISEMENT

“For me, I think it’s an eye-opener. It will go a long way to broaden the horizon in the field for us. If the premiers are supported by what we do, we source the product from the farmers. So at least they’ll also be able to generate income to take care of their children.’ 

Participant in the event.

Dr. Pierre Kadet, Senior Regional Director for West and Central Africa, highlighted the challenge of financial inclusion for smallholder farmers. 

“Financial inclusion of women, smallholder farmers in particular remains a challenge, particularly about access to formal financial services. It is against this background that this forum is crucial to discuss the various ways and strategies that can help improve financial inclusion and impact investing in ways that will also benefit women’s smallholder farmers.”

Dr. Pierre Kadet, Senior Regional Director for West and Central Africa

Ajia Hawa Musa, Northern Regional Director for Agriculture, acknowledged that more needs to be done in the agricultural sector emphasizing the Plight of the challenges Northern Agric business women go through, particularly in the area of finance.

“A lot more needs to be done, particularly when we consider the fact that the majority of women-led agribusinesses in Northern Ghana are struggling, desperately requiring financial and other essential support to be able to survive.”

Hajia Hawa Musa, Northern Regional Director for Agriculture

The event aimed to address the challenges faced by women-led agribusinesses, particularly in accessing finance and formal financial services within the Northern sector.  

Financial Inclusion and Investment Impact 

By bringing together stakeholders and investors, the forum sought to explore strategies for improving financial inclusion and impact investing in the sector. In addition, the event provided a platform for women agribusiness owners to share their experiences and challenges, and to learn from each other. 

“It’s an opportunity for us to come together, share our experiences, and learn from each other. We can also identify potential investors and partners to support our businesses.”

Participant in the Event

The Growth 2 Project, which organized the event, is committed to supporting women in the agribusiness sector. According to Francis Esuman, 

“We are working to address the challenges faced by women agribusinesses, particularly in accessing finance and formal financial services. We believe that by supporting women in the sector, we can improve their livelihoods and contribute to the growth of the economy.”

Mr. Francis Esuman

The event highlighted the challenges faced by women-led agribusinesses in Ghana, particularly in accessing finance and formal financial services. However, it also provided a platform for stakeholders to come together and explore strategies for improving financial inclusion and impact investing in the sector. As Dr. Richard Yemuwa noted; 

“The collaboration is very important for the sustainability of the gains made. We must continue to work together to support women in the agribusiness sector.”

Dr. Richard Yemuwa Senior Lecturer

READ ALSO; Men Advised to Never Be Pressured to Secure Loans for Marriage

Sign Up to Our Newsletter

Fresh updates, Straight to your inbox

Tags: Agric BusinessghanaInvestment forumNorthern RegionUpper West Region
Share1Tweet1ShareSendSend
Please login to join discussion
Previous Post

Men Advised to Never Be Pressured to Secure Loans for Marriage

Next Post

Nana Ama McBrown’s Journey to Stardom: From Deportation to Destiny

Related Posts

Mahama 64
General News

No More Blanket Tax Waivers on Medical Imports, President Mahama Declares

May 13, 2026
Dr. Mahamudu Bawumia, Current Flagbearer Elect of the New Patriotic Party for 2028 Elections
General News

Bawumia Raises Alarm Over Free Speech And Arrests

May 13, 2026
President John Dramani Mahama delivered the opening and closing remarks at the Rethinking Health roundtable during the Africa Forward Summit held in Nairobi, co-hosted by H.E. William Ruto and H.E. Emmanuel Macron.
General News

Mahama Positions Accra Reset as Africa’s Path to Health Sovereignty

May 13, 2026
Honorable Alexander Kwamena Afenyo-Markin, Minority Leader of Parliament and MP for Effutu
General News

Afenyo-Markin Labels Value For Money Act ‘Much Ado About Nothing’

May 13, 2026

Sign Up to Our Newsletter

Fresh updates, Straight to your inbox

Recent News

Prof. George Agyei, GSA's Director General

GSA Enforces Mandatory Pattern Approval For Measurement Hardware

May 13, 2026
Mahama 64

No More Blanket Tax Waivers on Medical Imports, President Mahama Declares

May 13, 2026
US Proposal For Temporary Gaza Ceasefire Fails To Hit Hamas’ Mark

Envoy Says Gaza Ceasefire Dependent On Hamas’ Disarmament

May 13, 2026
United Bank for Africa Posts Industry’s Lowest Bad Loan Ratio United Bank for Africa Ghana has delivered one of the most remarkable performances in Ghana’s banking industry, emerging with the lowest non-performing loan ratio in the sector and setting a new benchmark for prudent lending, asset quality, and corporate discipline. At a time when banks across emerging markets continue to battle rising credit risks, economic uncertainty, and pressure on asset quality, UBA Ghana’s latest financial performance has become a standout success story. The bank’s Non-Performing Loan ratio, which stood at 29.40 percent in 2021, has dropped sharply to an impressive 2.11 percent in 2025. This exceptional improvement places the bank well ahead of regulatory expectations and significantly below the target set by the Bank of Ghana, which requires banks to maintain bad loan ratios below 10 percent by June 2026. The numbers tell a powerful story of strategic execution, disciplined lending, and a leadership team committed to sustainable growth. Bad Loans Fall Dramatically The bank’s total non-performing loans have also seen a dramatic reduction over the four-year period. From GH¢334 million recorded in 2021, the figure has now dropped to just GH¢28 million in 2025. Industry analysts say this sharp decline reflects a deliberate and aggressive approach to loan portfolio management, one that prioritizes risk identification, credit discipline, and rapid intervention. For many financial observers, this is not merely a statistical improvement. It is evidence of a bank that has transformed its internal credit systems and strengthened its ability to manage lending risk in a highly competitive market. UBA Ghana’s performance is being viewed as a model for other financial institutions seeking to improve balance sheet quality while still expanding lending activities. Strong Risk Culture Drives Results According to Kenneth Amponsah, the achievement did not happen overnight. He explained that the bank adopted a consistent and structured approach to managing credit risk across every stage of the lending cycle. He noted that the improvement in the bank’s loan quality was the result of stronger lending standards, improved loan screening procedures, tighter monitoring systems, and faster recovery mechanisms. The bank’s risk management strategy focuses on ensuring quality at the point of loan origination while maintaining strict oversight throughout the life of each facility. This includes strategic portfolio planning, efficient approval processes, proper documentation, collateral verification, real-time account monitoring, and proactive loan recovery. Banking experts say such a full-cycle approach is critical in today’s economic environment, where loan defaults can quickly erode capital and investor confidence. Recovery Efforts Yield Strong Returns One of the strongest drivers behind the bank’s improved asset quality has been its recovery operations. UBA Ghana has significantly strengthened its debt recovery framework, resulting in consistent gains over the years. In 2025 alone, loan recoveries reached an impressive GH¢168 million, highlighting the effectiveness of the bank’s recovery teams and internal enforcement systems. This strong recovery performance has helped the bank clean up its balance sheet while improving liquidity and strengthening capital resilience. Analysts believe the recovery figures also demonstrate the bank’s ability to engage customers proactively while maintaining professional relationships and ensuring compliance. Leadership Applauds Team Performance Commenting on the achievement, Bernard Gyebi praised the collective effort of the bank’s staff, management, and board. He said the milestone reflects the dedication and discipline of Relationship Managers, Risk teams, Executive Management, and Board members who have all contributed to building a resilient institution. According to him, UBA Ghana remains focused on balancing business growth with sound risk management practices. He emphasized that the bank is intentional about creating long-term value for shareholders, customers, and regulators while maintaining high standards of governance and accountability. His remarks underline the bank’s broader strategy of building a strong institution capable of supporting businesses and contributing to national economic growth. Setting the Pace for Ghana’s Banking Sector Industry observers believe UBA Ghana’s latest achievement reflects broader improvements within Ghana’s banking sector, which has undergone major reforms in recent years. However, they note that UBA Ghana’s performance stands out because of the speed, consistency, and scale of its transformation. By bringing its bad loan ratio down to just 2.11 percent, the bank has positioned itself as one of the safest and most disciplined lenders in the market. As competition intensifies and regulatory standards become stricter, UBA Ghana’s performance could serve as a benchmark for banks seeking to combine profitability with responsible lending. With strong governance, effective execution, and a clear commitment to excellence, UBA Ghana appears firmly positioned to sustain its leadership in Ghana’s evolving financial sector. READ ALSO: Tema Manhean Facility To Halt Fisheries Value Leakage United Bank for Africa Posts Industry’s Lowest Bad Loan Ratio

United Bank for Africa Posts Industry’s Lowest Bad Loan Ratio

May 13, 2026
Dr. Charles Mensa, Board Chair, IEA

Ghanaian Professionals Have the Technical Expertise to Manage Tarkwa Mine—IEA

May 13, 2026
Next Post
Nana Ama McBrown

Nana Ama McBrown’s Journey to Stardom: From Deportation to Destiny

The Vaultz News

Copyright © 2025 The Vaultz News. All rights reserved.

Navigate Site

  • About
  • Advertise
  • Privacy Policy
  • Contact

Follow Us

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
No Result
View All Result
  • Top Stories
  • News
    • General News
    • Education
    • Health
    • Opinions
  • Economics
    • Economy
    • Finance
      • Banking
      • Insurance
      • Pension
    • Securities/Markets
  • Business
    • Agribusiness
    • Vaultz Business
    • Extractives/Energy
    • Real Estate
  • World
    • Africa
    • America
    • Europe
    • UK
    • USA
    • Asia
    • Around the Globe
  • Innovation
    • Technology
    • Wheels
  • Entertainment
  • 20MOBPL2D
  • Jobs & Scholarships
    • Job Vacancies
    • Scholarships

Copyright © 2025 The Vaultz News. All rights reserved.

This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.

Discover the Details behind the story

Get an in-depth analysis of the news from our top editors

Enter your email address